Self-employment document and citizen account
The self-employment document is a document that expresses the self-employment status of an individual, as it is granted by the competent authorities after proving his ability to work independently. This document differs from the citizen account, as the document is not permanent and expires one year from the date of its issuance. The citizen can renew the document if he wishes to continue self-employment. While the citizen's account remains valid at all times.
In order to benefit from citizen account support, it is required to disclose the self-employment document, as it is considered a basic necessity in one of the conditions for benefiting from the program. On the contrary, failure to disclose the self-employment document and lack of frankness with the required information results in it having no effect on supporting the citizen’s account.
The citizen’s account confirmed that the self-employment document does not affect the program’s support. The Beneficiary Service clarified through its Twitter account that the self-employment document does not affect the citizen’s account. The Citizen's Account is a program aimed at supporting families with limited income, as it provides cash amounts on a monthly basis.
For the citizen, any additional income he enjoys must be disclosed, and in the case of the self-employment document, it does not affect the incentive of affiliated with the citizen’s account, which aims to enable citizens in the Kingdom to benefit from various benefits. The citizen can also obtain support from the Citizen’s Account by opening an account in specialized banks.
As for the self-employment support document, it is considered a license that grants its owner the legitimacy to practice self-employment. Regarding the effect of the self-employment document on supporting the citizen’s account, there is no effect on supporting the citizen’s account through this document. Therefore, Saudi citizens can obtain support from the citizen account regardless of the self-employment document.
Regarding the extent to which the productive families certificate and the self-employment document affect support, the citizen account calculates the support as monthly income, and the citizen is required to disclose all the financial entitlements he enjoys. Therefore, the self-employment document does not affect the citizen's account and is never cancelled. The document is considered evidence that its owner works in a specific profession and the document is based on it.
Does registering for self-employment affect the citizen’s account?
Registration in self-employment does not affect the citizen’s account in the Kingdom of Saudi Arabia. With the self-employment document, citizens in the Kingdom can obtain financial support provided by the Citizen Account Program provided by the Ministry of Human Resources and Social Development.
The Citizen Account Program in the Kingdom has confirmed that the self-employment document does not affect support for the program’s beneficiaries, and this comes as a response to the beneficiaries’ questions. However, it must be noted that the presence of a self-employment document affects the beneficiary’s entitlement to financial support provided by the program.
In general, Saudi citizens can benefit from the citizen account regardless of the presence of a self-employment document. Once the registration process is completed and the necessary documents are submitted, citizens can obtain the financial support provided by the program.
Does the self-employment document affect social insurance?
The General Organization for Social Insurance confirmed that the self-employment document does not affect registration in the insurance system and disbursement of pensions. The Foundation stated through its account on the social networking site Twitter that the self-employment document does not affect entitlement to the Social Security pension. This response comes in response to an inquiry from a citizen asking about the possibility of obtaining this document and its impact on obtaining a pension.
The self-employment document provides some benefits to workers in this type of work, as they are able to open their own commercial bank account and benefit from an optional subscription to social insurance. It is important to point out that this document does not affect the payment of pensions to self-employed workers.
The agency responsible for social insurance stresses that there is no impact of the self-employment document on the disbursement of pensions to participants in the system. In other words, self-employment is not an obstacle or a requirement for obtaining a pension.
Based on recent updates, the self-employment document has become available to every self-employed person and is designed to encourage them to register in the social insurance system, and this is done free of charge. The state will pay insurance for the working citizen and the employer.
Does the self-employment document affect government employment?
The Ministry concerned with Human Resources clarifies that the self-employment document does not affect government employment. The Ministry has clarified that this document does not have any negative impact on employment opportunities in government institutions. It is only required that the government employee not devote himself full-time to practicing self-employment, as he must maintain his government job and this does not conflict with the self-employment profession that he practices alongside it.
In addition, the self-employment document does not affect the employment incentive that the government is working on to enable citizens in the Kingdom to benefit from various benefits. These advantages include the possibility of opening a specialized bank account to practice self-employment.
On the other hand, the self-employment document does not have any impact on the possibility of government employment in government establishments and institutions in the Kingdom of Saudi Arabia, as it is not required to devote full time to practicing self-employment by the government employee. Accordingly, a government employee can obtain a self-employment document without this affecting his current job or future employment opportunities.
How do I open a commercial bank account with a self-employment document?
To open a commercial bank account with a self-employment document, you are required to bring a copy of several documents, including the self-employment document, personal identity, and national address. You can click on Open a digital account with Alinma Bank to start the process of opening the bank account with ease. After that, go to the “Hala Wallah” website and learn how to open a business account in Al Rajhi Bank with a self-employment document online, without the need for an effective self-employment license.
After entering the Al Rajhi Bank page, you can click on the main menu to select the type of account you wish to open. If you are a sole proprietor, you can open a personal account under your personal name. If you have a one-owner company, you can open a company account under your company name. You can also open a business account if you are self-employed.
After determining the appropriate type of account for you, you must submit a request to open the account by filling out some of the information required from the customer. This data includes the ID number and must be valid for use. Upon completion of all required data and submission of the required documents, your application will be reviewed and processed by the bank.
After your application is approved and the account is opened, you will receive your account number and can now use it to manage your business, make transfers, and make deposits and withdrawals. Remember that the process of opening a commercial bank account with a self-employment document makes it easy for you to arrange your financial affairs and transfers with ease.
Who are the beneficiaries of the self-employment document?
All those individuals who work in an independent job without the need for a boss or manager benefit from the self-employment document. This document gives specialists in many liberal professions the opportunity to practice their work independently and freely without restriction. Holders of this document have rights and privileges including support programs and financing from third parties. In addition, multiple services and incentives are provided to self-employment document holders to increase their chances of success in their field of independent work. This document contributes to strengthening the craft community and enhancing awareness of self-employment and available opportunities.
What does the self-employment document entail?
The self-employment document includes many advantages and benefits that its holder can benefit from. Among these benefits, the policyholder can open a commercial bank account designated for the self-employment category, in order to facilitate the management of his financial transactions and achieve cost savings. In addition, the policyholder can benefit from the self-employment financing product provided by the Social Development Bank, offering him an opportunity to finance and grow his self-employment.
The self-employment document also provides digital payment solutions to its holder, making it easier for him to carry out financial transactions online easily and securely. Regarding the application conditions, it is not a requirement that the applicant be full-time self-employed, as employees on the job can also apply for the document. The self-employed person can voluntarily subscribe to social insurance, to secure his future and protect his social rights.
Issuing a self-employment document does not require any fees and is completely free through electronic submission. It also provides the policyholder with the ability to open a commercial account in the bank for the self-employment category, allowing him to manage his self-employment matters easily and conveniently.
How long is the self-employment document valid for?
The validity period of the self-employment document is only one year from the date of its issuance. This legal period was announced by the competent authorities in the Kingdom. Policy holders must renew it after its expiration. An online portal is available that can be used to renew the document. The self-employment document is issued within a period of time ranging from 24 to 48 hours, and it may take longer in some cases. It is important that people are aware of how long the document is valid to avoid any delays in their future procedures.
What are the advantages of a self-employment document?
The self-employment document comes with many important and useful features for its owners. First and foremost, this document allows its holder to obtain official recognition from the Ministry of Human Resources and Social Development in the Kingdom of Saudi Arabia. Under this recognition, specialized individuals can independently carry out a variety of businesses and professions.
In addition, the self-employment document allows its holder to open a commercial bank account and benefit from banking services and banking transactions. This is an important advantage for those who work independently, as they can manage their money and financial transactions easily and flexibly.
The self-employment document also grants the right to obtain financing of up to 120 thousand Saudi riyals. This means that the policyholder can benefit from financial financing to implement their projects or develop their business in an easy and simplified manner.
In addition, the document allows its holder to offer digital payment solutions to their customers. This means that specialized individuals can deal with customers and receive payments through available electronic means, saving them time and effort in payment and accounting processes.
Does the self-employment document prevent guarantee?
The self-employment document affects Social Security in any way. The Ministry of Human Resources and Social Development confirms that the beneficiary’s obtaining a self-employment document does not affect his entitlement to social security. Therefore, the beneficiary's obtaining a self-employment document is not considered a reason to stop his entitlement to Social Security.
As for the worker obtaining the self-employment document, he can practice any other profession in addition to self-employment. The worker who extracts the self-employment document is not limited to only one type of profession, but rather he can professionalize any profession he desires and obtain the appropriate work document for it. This allows the individual the flexibility to choose and practice more than one field of work and expand his job opportunities.
It can be said that the self-employment document does not prevent obtaining social security. Issuing a self-employment document does not affect the entitlement to a security pension, and it is not considered a reason to stop social security in any way. Therefore, individuals can engage in self-employment without worrying about its impact on their social security rights.
